We Had a Humble Beginning and Have Traveled a Long Way

At L Settlements, we are on a mission to transform the way individuals think about and manage their finances. We understand that navigating the complex world of insurance and personal finance can be overwhelming, and we're here to simplify it for you.

Founded with a vision to empower people with financial knowledge, L Settleemnts is more than just an insurance broker; we are a community-driven educational platform. Our journey began with a simple belief: financial literacy is the foundation of financial success. With this belief at our core, we set out to make a positive impact on people's lives.

Empowerment through Education: We believe that everyone deserves access to financial education. That's why we've created a rich repository of resources, from informative articles and engaging videos to interactive webinars and hands-on workshops. We want to equip you with the tools and knowledge you need to make informed financial decisions.

Imagine having the power to take control of your finances, eliminate the need for traditional banking institutions, and create a secure financial future. This is the essence of "Become Your Own Bank," a powerful financial strategy that offers control, flexibility, and peace of mind."Become Your Own Bank" is a financial concept that allows individuals to take charge of their financial destiny by leveraging specially designed life insurance policies.
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Read These Case Studies

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$525,000 Lincoln Life – Universal Life Insurance Policy

This 74 year old man was in relatively good health when he applied with Life Insurance Settlements Inc. He could no longer afford his coverage and used whatever cash he had in the policy to keep the policy enforced. He was simply going to let his policy lapse and receive absolutely no payout from the life insurance carrier. Life Insurance Settlements Inc. was able to negotiate a life settlement of $45,000.

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$2,000,000 Prudential – Convertible Term Insurance Policy

This 59 year old woman had a convertible term policy and was battling lung cancer. She made the financial decision that converting her policy and paying higher premiums was not what she wanted to do at this stage in her life. She needed money to pay for quality healthcare and to be able to have the opportunity to enjoy her limited time with her beloved family. Life Insurance Settlements Inc. was able to get our client a life settlement of $1,390,000

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$2,000,000 Pacific Life - Survivorship Policy

This 88 year old male and 87 year old female could no longer afford insurance coverage that was no longer needed. Their plan was to surrender the policy for a small cash amount. Life Insurance Settlements Inc. was able to secure them a life settlement 3 times more than their surrender amount. LIS was able to get our clients a life settlement of $240,000.

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Frequently Asked Questions

What is my policy worth?

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Policy amounts and payouts differ, making it impossible to set a standard amount. However Life Insurance Settlements Inc represents you in this transaction to ensure that you receive the highest possible settlement.

How long does it take to get the funds from my policy?

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Funds are released from escrow within 72 hours of the buyer’s receipt of confirmation of change of ownership and beneficiary rights from the insurance company.

Do I qualify for a life settlement if I have a terminal or catastrophic illness?

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Yes, terminally ill individuals are typically well-qualified for life settlements (also known as “viatical settlements”). We have been very successful in obtaining outstanding results for individuals living with terminal illnesses.

How am I protected and do I have to pay anything upfront?

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There are no out of pocket costs when we work with you and you have no obligation to sell your policy or to accept any offer. A third party escrow company is used in every transaction and we work with only the most reputable licensed companies in the industry.

Will my privacy be protected?

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Absolutely. Our privacy policy ensures that your identity is never revealed to anyone without your consent.

Who should consider a life settlement?

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Anyone over age 65 or who is living with a serious illness that no longer needs their life insurance policy.

Is a life settlement legal?

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Yes. According to a U.S. Supreme Court ruling stretching back almost a century, a life insurance policy is considered your personal property. You can sell it, trade it, or give it away. Your insurance company generally has no right to block or question your assignment of policy rights.

Wouldn't it be easier to return my policy for the surrender amount?

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This can be a costly decision. Generally speaking, the surrender amount is a fraction of what we can sell it for in a life settlement.

Looking for the
Best Life Settlement Company?

Our life settlement company has a team dedicated to getting you the most money for your life insurance. We ensure funders compete for your policy, covering Universal, Convertible Term & Viatical Settlements.
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